Simple budgeting tools often link to your bank accounts, keep tabs on spending, and group costs into categories so you can see where your money is going. But many applications are capable of far more. For casino enthusiasts, there are many online casinos that accept cashapp. We have compiled a list of 5 apps to help you manage funds.
EveryDollar
Pros
Let’s start with EveryDollar’s easy free version. Instead of manually entering incoming and departing funds throughout the month, accounts are not synced. Additionally, you classify budget line items and create bill-paying reminders.
You may link to your bank account and use such capabilities in EveryDollar’s premium, paid edition. Your purchases instantly show up in the app, which also offers suggestions and personalized reports depending on your behaviors. Additionally, you may link your investment and savings accounts.
Cons
The subscription edition of EveryDollar is the most costly software on our list, and the free version is rather basic. Additionally, there aren’t many resources on the app’s website that can be used to learn how to use it before you sign up for a trial.
EveryDollar’s free basic version is available now. The premium version is free to trial for 14 days. You may pay $59.99 for three months, $99.99 for six months, or $129.99 for a full year after the trial.
Rating for Apple Store: 4.8
Rating on Google Play: 4.0
Personal Capital
Pros
Why we advise it: Although Personal Capital’s free app has features that are beneficial for budgeters trying to manage their expenditure, it is mainly a tool for investors.
Checking, savings, and credit card accounts, as well as IRAs, 401(k)s, mortgages, and loans, may all be connected to and tracked. The app shows a glimpse of recent purchases by categorizing them. You may edit those categories and see what proportion of your monthly expenditure each one accounts for.
Cons
If your objective is to budget your expenditures and save, you may want to choose a different path. Although the budgeting functions of this programme helped it reach the list, its investing options are what set it apart. Other applications provide more detailed budgeting features.
Price: Free
Rating for Apple Store: 4.7
Rating on Google Play: 4.3
Pocket Guard
Pros
Although PocketGuard’s feature set isn’t the most extensive on our list, we still enjoy it because of this. Simplifying is a significant focus of the app.
You can monitor bills and link your bank accounts, credit cards, loans, and investments. The software uses that information to calculate how much money you have left over after allocating cash for objectives, bills, and essentials.
Additionally, PocketGuard keeps track of your net worth and provides you the option to check your money manually without linking your accounts. The premium version, PocketGuard Plus, comes with extra features including a strategy to pay off debt and the ability to export your transactions.
Cons
This programme handles a lot of the work for you, which is why you may want to reconsider. That works well if you want to have a relatively hands-off experience, but less so if you want to make financial plans.
Cost: The free version of PocketGuard. The cost of PocketGuard Plus is $7.99 per month, $34.99 annually, or $79.99 when purchased all at once.
Rating for Apple Store: 4.7
Rating on Google Play: 4.2
Honeydue
Pros
Honeydue is made so that you and your spouse may see each other’s financial profiles in the same application. Bank accounts, credit cards, loans, and investments may all be synced between the couples. (How much you disclose with your significant other is up to you, however.)
You may build your own custom categories in addition to the automated categorization of costs in the free budget software. Each of these areas may have monthly limitations established by the two of you, and Honeydue will let you know when you or your spouse are approaching them.
Additionally, Honeydue allows you to talk and exchange emoticons while sending reminders for incoming payments.
Cons
Honeydue, like a few other applications on our list, emphasises reflection and understanding of previous transactions above budget preparation.
Price: Free
Rating for Apple Store: 4.5
Rating on Google Play: 4.1
Fudget
Pros
If you don’t want to link your bank accounts and would rather have a simple, calculator-like UI than sophisticated features, have a look at Fudget.
You create lists of receiving and outgoing funds and keep track of your balances with Fudget’s very simple interface. Not even budget categories exist. You may export your budget in addition to additional bonuses with the Pro account.
Cons
If you like categorization of spending, insights, or pretty much anything else outside the fundamentals, this software is probably too easy for you. And it’s probably advisable to go elsewhere if you lack the motivation to record every cost. Additionally, we didn’t come across many user manuals.
Cost: Fudget is free; upgrading to Fudget Pro costs $3.99.
Rating for Apple Store: 4.8
Rating on Google Play: 4.6
